The whole purpose of this blog site was to pass on information we have learned over the years to those suffering financial hardship during periods of unemployment.
We have been through extended periods of unemployment and hardship. During those times we extended our friendship with family and friends to the point where it became embarrassing to ask for money from them as that was all we seemed to do.
Due to this, knowing we were becoming an unwelcome sight in their eyes, we turned to other sources to obtain financial assistance.
Living in Australia we do not have access to Government grants, but we do have a sound unemployment benefit scheme and also receive a high hourly rate for work we perform. We do not rely on tips to fund our hourly rates, as this does not seem to be the Australian way.
Money lenders outside of the banks do provide personal loans but if you have a poor history then interest charges can be very high.
We used this to our advantage. We went to a payday loan money lender and asked for five hundred dollars. To make the complete repayment the total fees, charges and interest rate came to six hundred and eighty dollars.
We took the repayments over on a monthly repayment time frame. Each fortnight we made half the payment with an extra twenty five dollars. We always paid over the counter and got to know the staff names and tried to be very friendly.
Soon we had the loan paid in full. Our next step was to ask for one thousand dollars but we wanted less fees and charges with a lower interest rate.
As we had proven that we could repay an extra fifty dollars every four weeks and we paid on time, the offer was less fees and charges with a substantial lower interest rate. Of course we repeated the process paying an extra thirty dollars each fortnight this time.
Well you can guess what happened. Now we can ask for quite a lot more money and the best thing is we are immediately approved. We enjoy immediate access to funds. I like to think our payday money lender has become our friend.
This is how you go about getting easy unemployed payday loans. Borrow small amounts, only spend half and with the other half make your repayments. That way you only have to take out a small amount of money from your unemployment benefits. Get to know the staff, let them see your secure and dedicated to repay the money you have borrowed.
Building up a good solid relationship with your payday lender will return to you a ready source of funds under any circumstances whether it be for immediate cash or bill repayments.
hi im on a single pension and require a loan today can u assist me
hi i am studying full time and recieve austudy and family benifits andi am looking for a loan today.
hi im on family benifits and need a loan to day off some bills to get them out of the way and start fresh.. please help!
hi i am in need of a loan to start my sudies urgently i will pay back in 2 weeks with interest please help
Hello Karen,
Our site is aimed at providing the best possible information in sourcing a loan.
We strongly suggest all persons looking for a loan search online for the best lender that meets their circumstances.
Thank you Terry